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Can I add a second signatory or authorized person to my UAE business bank account?

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My company currently has only one authorized signatory on its UAE business bank account, but I want my finance manager to handle payments and banking activities as well. Can I add him as a second signatory without opening a new account?


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Hi Hugh,

I’m Hemant, and yes, you can generally add a second signatory or authorized person to an existing UAE business bank account. You don't normally need to open a new account; instead, the bank updates the account mandate after completing its verification and compliance checks.

What Documents Are Usually Required?

  • Board or Shareholder Resolution: A signed corporate resolution confirming the appointment of the new authorized person and specifying whether they can sign independently or must act jointly with another signatory.
  • Identity Documents: Passport, UAE residence visa, and Emirates ID of the new signatory, where applicable.
  • Proof of Address: A recent utility bill, bank statement, or residential tenancy document may be requested.
  • Company Documents: Updated Trade License, MOA, and other corporate records required by the bank for its KYC review.

How Does the Process Work?

  1. Submit the request: Contact your bank or use its corporate banking channel to request an amendment to the account mandate.
  2. Provide the resolution and documents: Submit the corporate resolution along with the new signatory's identification and any requested company documents.
  3. Complete verification: The new signatory may need to attend a branch or complete digital identity verification, depending on the bank.
  4. Bank approval: The bank conducts its KYC and AML screening before approving the change.
  5. Mandate activation: Once approved, the new person can receive the agreed signing or digital banking authority.

One point I would strongly recommend checking is what level of authority you actually want to give the second signatory. For example, you can structure the mandate so that both signatories must approve high-value payments, rather than giving one person unrestricted control over the account.

This can be particularly useful for growing businesses where the owner wants to delegate routine banking responsibilities while maintaining financial oversight.


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