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What are the different types of freezone licenses available in the UAE?

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 I’ve opened a UAE business bank account, but I’ve been asked for my CIF number. What exactly is it, and where can I find it?


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Hi Virat,

A CIF (Customer Information File) number is a unique reference assigned by your bank to maintain your business’s overall customer profile. It connects your company’s KYC information, account details, financial records and other banking information under one master profile.

Think of it as your business's identification number within the bank's internal system. Your current account, other accounts or banking facilities can be linked to the same customer profile.

Where Can You Find Your CIF Number?

The exact location varies between banks, but you can usually find it through:

  • Bank Statement: Check the header or account-information section of your physical or electronic statement.
  • Cheque Book: Some banks print the CIF/customer number on the first or information page.
  • Online or Mobile Banking: Log in to your corporate banking portal and check your profile, account summary or customer details.
  • Passbook: If your bank provides one, the CIF may appear on the first page.
  • Bank Support: If you cannot locate it, contact your business banking relationship manager or customer service team. You may need to verify your company and account details before they provide it.

One important point is that the CIF number and account number are not necessarily the same thing. Your account number identifies a particular bank account, while the CIF generally identifies your overall customer relationship with that bank.

So, if a form or banking representative asks for your CIF, I would first check your latest statement or corporate banking portal. If it isn't displayed, the safest option is to contact the bank directly rather than guessing the number.


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